Most Scuba Clubs in Ontario require proof of Liability Insurance Coverage for their day-to-day operations. If your Club is like most, these operations include renting swimming pools, instructing students, hosting experience/discover scuba events, and running dive trips. In the event that these operations result in property damage, injury, or death, then your Club's Liability Insurance Policy is there to protect you, your Club, your Executive, your Instructors, your Dive Masters, and your Members from the risk of expensive liability litigation.

Every year Ontario Underwater Council uses the collective buying power its Member Scuba Clubs to negotiate the best Liability Insurance Coverage for the best value for its members. "Best value" means savings to Member Clubs in the range of 50% compared to commercially-available coverage on the street.

As a result of this constant yearly improvement, OUC's policy is now rated #1 by the majority of Ontario Scuba Club Presidents.

To your right is an online form that you can use to notify OUC of Club-Sanctioned activities and request additional insureds to be named in the policy.

And immediately below are 6 documents that you will find very informative:

1) "OUC Liability Insurance Policy for Clubs, Outline" - This 8-page document discusses "Why Liability Insurance?" and who to ask and where to go to get questions answered, coverage overview, general liability extensions, and a summary of coverage descriptions. Download a copy in PDF.

2) "OUC Liability Insurance for Clubs, Club Requirements " - This 3-page document lists the requirements Clubs must meet with respect to a) Diving Activities, b) Training Activities, and c) Non-Diving Activities, in order to be covered by the Policy. Download a copy in PDF or in WORD.

3) "OUC Liability Insurance Policy for Clubs, FAQ&A " - This 3-page document lists many of the "Frequently-Asked Questions & Answers" about the OUC Liability Insurance Policy for Clubs. It also contains instructions on how to quickly and easily find a question and an answer, as well as how to submit a question. Download a copy in PDF or in EXCEL.

4) "OUC Liability Insurance Policy for Clubs, Certificate of Insurance" - This 1-page document certifies that OUC and OUC member clubs are covered under the terms of a Liability Insurance Policy. Often public swimming pools, public parks, and other agencies (public & private) will require you to produce proof of such coverage before they let you rent or use their facilities. Download a copy in PDF.

5) "OUC Liability Insurance Policy for Clubs, Detail " - This 20+ page document is for anybody who has difficulty sleeping, or who has a career in law. Download a copy in PDF.

6) "OUC Liability Insurance Policy for Clubs, Endorsements and Exclusions " - This 8-page document lists all the endorsements and exclusions to the Policy. Download a copy in PDF.

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